Financial services built around your plan
These are the services we are preparing to offer. Each will start with a written plan, with every piece of your financial life managed against it. We do not offer them yet.
Ardent Wealth Management is not registered as an investment adviser and does not currently provide investment advice or manage client assets. We will not offer these services until we are appropriately registered or exempt. Disclosures.
Wealth planning
A single plan that ties your goals to your resources.
- Cash flow, savings rate and spending plan
- Goal funding: home, education, sabbaticals, giving
- Insurance and risk review
- Coordination with your estate attorney and CPA
Investment management
Portfolios designed for your objectives, horizon and tolerance for risk.
- Asset allocation and portfolio construction
- Disciplined rebalancing
- Consolidated reporting across accounts
- Clear, plain-language reviews
Retirement and income planning
Converting a lifetime of saving into dependable income.
- Retirement readiness and timing
- Withdrawal sequencing across account types
- Social Security and pension decisions
- Required distributions and Roth conversions
Tax-aware investing
Keeping more of what you earn, working alongside your tax professional.
- Asset location across taxable and retirement accounts
- Tax-loss harvesting
- Managing concentrated and low-basis positions
- Charitable giving strategies
Active trading strategy
For clients who trade, a framework that keeps an active book disciplined.
- Written trading rules and position sizing
- Risk budgets separated by strategy
- Execution and cost review
- Optional use of WealthWizard
Business owners and families
Planning for wealth that spans a business and a family.
- Retirement plans for owners and employees
- Liquidity and succession planning
- Multi-generational coordination
- Family education and meetings
These services are described for general information only and are not offered today. When they open, what we provide and on what terms will be set out in a written agreement before any engagement begins.